Life Insurance

Life Insurance is must for every Individual. Life is full of uncertainties. One should plan for Own Life and also for their family members. Everyone may be aware of little about Life Insurance; but they do not understand the benefits fully derived from Life Insurance. Normally the Father will be the bread winner in the family. In case of any eventuality to the bread winner, the entire family members will get affected. So, it is appropriate that there should be proper financial planning by the bread winner for self and also for the rest of the family members.


Life Insurance Plans
  • Term
  • Wholelife
  •        
  • Endowment
Term Plans

Term Insurance helps you safeguard your family from financial worries that arise due to unfortunate circumstances. Term plans are pure risk cover plans with or without maturity benefits. These pure risk plans cover your life at a nominal cost. Term plans also let you avail of the benefit to cover your outstanding debts like mortgage, home loan, etc. In case something happens to you, the financial burden is borne by the insurance company and not your loved ones.

Whole life Plans

Whole Life Policy remains throughout the insured’s whole lifetime provided the premiums are paid. A certain aforementioned amount is paid to the nominee in the event of uncertainty. The policyholder at any time can withdraw the policy or borrow against it. The maturity age for this policy is 100 years. If the insured lives past the maturity age, the policy will become matured endowment. The death benefit under this plan is tax free.

Endowment Plans

An endowment policy is essentially a life insurance policy which, apart from covering the life of the insured, helps the policyholder save regularly over a specific period of time so that he/she is able to get a lump sum amount on the policy maturity in case he/she survives the policy term. This maturity amount can be used to meet various financial needs such as funding one's retirement, children's education and/or marriage or buying a house.


We have basket full of products. Based on the needs & requirements of customers, we recommend the best products. There are two things in creating assets; one is by investing own funds and the other is by borrowing funds . The above said things can be covered by taking Insurance.

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HIGHLIGHTS


  • High cover at very low cost
  • Tax benefits under section 80(C)
  • Covers all forms of death
  • Includes terrorism attack
  • Choose from 5-35 years Policy Term
  • No medical upto Age 45 years
  • Special benefits to women
  • Lowest premiums
  • Lifetime risk cover
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